Today is National Savings Day, and what better time to build your nest eggs than now? We want to help your financial plans hatch, so we’re giving away a $150 Amazon gift card to one lucky TopCashback member. This contest ends on October 19, 2018 at 11:59 pm PST, and we’re selecting a winner on October 22, 2018.
And in addition to this awesome prize, we’d like to offer some thrifty tactics:
When in Doubt, Wait It out
With seamless online shopping apps and autofill checkout options, it’s easier than ever to splurge. Clear out your credit card info from your favorite merchants’ sites to avoid impulse purchases, and give yourself at least 2 days to consider your order. This will help separate your wants from your needs.
When you finally make your decision, use cash back to save some moolah.
Breakup with Your Bank
It’s time to tell your teller “It’s not you. It’s me.” Seriously, you could do better. You shouldn’t have to pay fees and deal with minimum balance requirements. There are numerous banks without those burdens. Plus, they have sign-up bonuses and attractive interest rates. Eh, there’s plenty of fish in the sea. Am I right?
Find the Sweet Spot for Airfare
Traveling takes out a huge chunk of change, so you must dig a little before you press “Book Now.” According to experts at Expedia, the best time to buy flights for Thanksgiving is October 1 - October 22. For Christmas, the best dates are October 27 - December 4.
Our very own personal finance whiz, Chelsea Hudson, was recently quoted in an NBC News article stating, “Now is a great time to open a travel rewards credit card with a hefty sign-up bonus. Once you meet the sign-up bonus requirements, tap into your hard-earned miles to snag a free flight right off the bat. Popular flights during peak travel times can cost more miles, so make sure you compare times and dates to get the most value of your miles.”
Stack these savings with our cash back rates to conserve even more.
So these are just a couple ways to kick-start your frugal journey. Be sure to check our Top Offers page for the latest deals.
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